How Many Credit Cards Do I Need?: Having just one credit card can put you in a difficult situation if your credit limit is cut while you are traveling or your credit card is lost or stolen. Find out why you should have at least two credit cards available at all times.
Credit Cards Offer Greater Protection than Debit Cards: Everytime you choose to use your debit card instead of your credit card you run the risk of major headaches. Credit cards offer greater protections than debit cards and if you use them correctly, you won't have to pay any interest.
What are the Best Airline Credit Cards?: Because of high annual fees and complicated redemption requirements, sometimes an airline credit card is not the best type of credit card offer to apply for.
0% APR Credit Card Checks are Risky: 0% APR credit card checks sent by your credit card company may appear to be a good deal on the surface, but many of these 0% balance transfer offers may create more problems than they solve.
Credit Cards with the Longest 0% Rates: Last year, very few companies offered 0% APR credit card deals lasting for 12 months. Today, you can get a 0% APR on balance transfers and purchases for up to 18 months.
New Credit Card Rules for August 22nd: New credit card rules set to take effect August 22nd will limit a number of credit card fees, including late fees and over-the-limit fees as well as force credit card companies to re-evaluate interest rates every 6 months.
Study on Credit Card Payments Bad News for Credit Card Rewards: In a study on the impact of credit cards on prices, it was found that credit cards benefit the rich at the expense of the poor. These findings could lead to new restrictions on credit card fees that could increase the cost of credit and reduce the availability of credit card rewards.
No Foreign Transaction Fee Credit Cards: If you are looking for a credit card with no foreign transaction fees, your options are limited. However, a no foreign fee credit card can save you 3% on international charges, so foreign travelers will definitely want one of these credit cards in their wallet.
How Long Will Your 0% APR Credit Card Deal Last?: If you have excellent credit, you will likely get the longest advertised 0% interest rate when you apply for a credit card offer. Unfortunately, not everyone can qualify for the longest 0% rates. Many credit card applications feature multiple 0% introductory periods. And you won't find out how long your rate lasts until after you apply.
You Don't Have to Pay Interest on Your Credit Card Balances, So Why Are You?: With most credit card companies offering 0% interest rates on balance transfers to applicants with good credit, anyone who is currently paying interest should take advantage of these money saving credit card offers. Doing so can save you hundreds.
How to Earn Credit Card Rewards: Credit card rewards provide a great opportunity to profit from your spending, especially if you pay all or most of your credit card bill in full every month. In this article, I'll explain how I earn about $600 a year in credit card rewards and how you can do the same.
Cash Back is the Best Credit Card Reward: As the old adage goes, cash is king. And this couldn't be truer when it comes to rewards credit cards. Airline miles are okay; points aren't so great. But cash back credit cards are definitely the best type of credit card rewards.
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