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Apply for a 0% APR Credit Card

Credit card companies are presently offering some of the longest 0% interest promotions in nearly a decade. Consumers with good or excellent credit can obtain a 0% APR for up to 18 months on both purchases and balance transfers. Additionally, it is also possible to obtain sign up bonuses worth as much as $100 on a number of rewards cards that also offer 0% rates.

Below you can learn more about current 0% APR credit card offers and apply online for approval via secure, SSL encrypted applications hosted on the websites of the issuing banks.

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
Exciting deals and savings for great brands through Citi Specials
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*

Slate® from Chase

No Balance Transfer Fee!*
0% Intro APR for 15 months on purchases and balance transfers
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Avoid interest on everyday purchases
Pay down your balance faster
Zero liability on unauthorized purchases*
No Annual Fee*

Credit Card Offer Details
Purchase Intro APR	Balance Transfer Intro APR	Regular APR
0% for 18 months*	0% for 18 months*	11.99% - 21.99%* (Variable)

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Credit Card Offer Details
Purchase Intro APR	Balance Transfer Intro APR	Regular APR
0% for 15 Months	0% for 15 Months	11.99% to 21.99% (variable)

Apply Now

Citi® Dividend Platinum Select® Visa® Card

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$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Each quarter, you can enroll to earn additional cash back in popular categories.
Full 1% cash back on all other purchases and eligible cash advances.
No annual fee*

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 12 months*	0% for 12 months*	12.99% - 22.99%* (Variable)	None	Good

Discover® More® Card

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0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0%* for 15 Months*	0%* for 15 Months*	10.99% - 20.99% (Variable)*	None	Excellent

Capital One® Cash Rewards - Excellent Credit

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$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash back that doesn't expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until June 2013.

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0% until June 2013*	0%* until June 2013*	12.9% - 20.9% (V)*	$0	Excellent Credit*

Capital One® VentureOne(SM) Rewards Credit Card

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1.25 miles per dollar on every purchase, every day and no annual fee
One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
0% intro APR on purchases until June 2013
No foreign transaction fees

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0% until June 2013*	N/A	11.9% - 19.9% (V)	$0	Excellent

Capital One® Platinum Prestige Credit Card

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0% intro APR until September 2013 on balance transfers
0% intro APR until September 2013 on purchases
No annual fee
$0 Fraud Liability if your card is lost or stolen
24-hour travel assistance gives you a replacement card and cash advance
24-hour roadside assistance
Pick an image for your card-choose the one shown here, any of the hundreds in our collection or add your own

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0% until September 2013*	0% until September 2013*	10.9% - 18.9% (V)	None	Excellent

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About 0% APR Credit Card Offers

0% APR credit card offers aren't the most transparent type of credit card deal. Some credit card companies advertise 0% interest rates for "up to" a certain amount of months. However, in the fine print, a credit card that offers a 0% APR for up to 12 months may only grant 0% rates for as little as 6 months. The length of the 0% APR you get with one of these offers is based on the credit card company's review of your credit and the information you supply on your credit card application. Typically, the longest 0% APR deals are reserved for applicants with excellent credit.

Some credit card companies are more straightforward with 0% APR offers. These companies deliver the full advertised 0% interest rate period to all approved applicants. If you have excellent credit, getting the longest advertised rate likely will not be an issue. However, if your credit is good, but not great, be careful when selecting a 0% credit card. This is especially true if you intend to use your card for balance transfers and initiate a balance transfer online. You could end up paying balance transfer fees and losing out on half of the expected 0% period.

Recently, credit card companies have dramatically increased the length of 0% credit card offers. Today, it is possible to get a 0% rate on purchases or balance transfers that lasts 15 months or more. This was not the case a few months ago and these long term 0% APR credit card offers may only be available for a limited time.

The reason it is now possible to get extremely long 0% interest rates is competition. Credit card companies have been battling for new business by trying to offer the best deals. However, if interest rates start to rise or the economy fails to improve, expect the length of 0% APR credit cards to drop back to the historical norm of 12 months.

Articles About 0% APR Credit Card Offers

Secrets of 0% APR Credit Card Applications: Okay, so I've mentioned this five times already, but it is really important to closely examine the fine print of 0% credit card offers to make sure you get the deal you applied for. This article shines a light on what exactly you should look for when evaluating a 0% offer.

*Important Disclaimer: Please see the terms and conditions of the specific credit card application you are applying for to review offer details. All credit card information is presented "as is" and without warranty. Substantial effort is made to insure the accuracy of information on this website, but occasionally, a discrepancy may occur. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.