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Balance Transfer Calculator

The balance transfer calculator has been designed to help you get an estimate of how much money you can save with a low or 0% interest balance transfer. In the first section, we've put in the introductory rate, introductory APR period and balance transfer fees for a typical 0% balance transfer offer. In second section, you can plug in the details of your current credit cards. Then, press calculate to find out how much money you could save with a balance transfer credit card.

How Much Can a Balance Transfer Save You?

New 0% Credit Card Details
Introductory APR :	%
Duration Of Intro. APR :	months
Balance Transfer Fee	%
Total Monthly Payments	$

	Transfer Amount	Current Rate
Credit Card 1	$	%
Credit Card 2	$	%
Credit Card 3	$	%

If you do a balance transfer, you can realize net savings of $0.00 in interest this year after balance transfer fees are deducted.

Note: The balance transfer calculator provides a general estimate of how much can be saved with a 0% balance transfer. Various factors, including minimum payment requirements, personal repayment levels as well as other factors could skew the results of the calculator. Consequently, we stress the fact that the results are an estimate.

Editor's Balance Transfer Picks

Below you can view my top picks in the balance transfer category and apply online. To view more offers, please see the balance transfer section of CardWisdom.com.

Citi® Dividend Platinum Select® Visa® Card

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$100 cash back after $500 in purchases within the first 3 months of account opening

0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*

Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment

Enroll at no additional cost each quarter for new categories that earn additional cash back

Full 1% cash back on all other purchases and eligible cash advances.

No Annual Fee*

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0%* for 12 months*	0%* for 12 months*	12.99%-22.99%* (Variable)*	$0*	Excellent Credit

Capital One® Platinum Prestige Credit Card

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0% intro APR until September 2014 on balance transfers

0% intro APR until September 2014 on purchases

No annual fee

$0 Fraud Liability if your card is lost or stolen

24-hour travel assistance gives you a replacement card and cash advance

24-hour roadside assistance

Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
0% until September 2014*	0% until September 2014*	10.9% - 18.9% (V)*	$0*	Excellent Credit

Advertising Disclosure: cardwisdom.com is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

*Important Disclaimer: Please see the terms and conditions of the specific credit card application you are applying for to review offer details. All credit card information is presented "as is" and without warranty. Substantial effort is made to insure the accuracy of information on this website, but occasionally, a discrepancy may occur. When you click on the "Apply Online" button, you can review the credit card terms and conditions on the issuing company's website. Discover and other credit card companies are paid advertisers on CardWisdom.com.