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	<title>Credit Card Wisdom</title>
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	<description>Credit Card Wisdom to Help You Save Money</description>
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		<title>Credit Card Merchant Fees And Charitable Giving</title>
		<link>http://www.cardwisdom.com/blog/credit-card-merchant-fees-and-charitable-giving/</link>
		<comments>http://www.cardwisdom.com/blog/credit-card-merchant-fees-and-charitable-giving/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 08:44:47 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card merchant fees]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit cards charity]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1274</guid>
		<description><![CDATA[Non-profit organizations do an incredible amount of important work. They rely on both corporations and individual donors in order to support their efforts. As much as these organizations value individual donations, there is always a cost to receiving and processing the funds that are donated. Most charities choose to accept donations made using credit cards, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>About the Capital One No Hassle Giving Charity Tool</title>
		<link>http://www.cardwisdom.com/blog/about-the-capital-one-no-hassle-giving-charity-tool/</link>
		<comments>http://www.cardwisdom.com/blog/about-the-capital-one-no-hassle-giving-charity-tool/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:33:25 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Capital One Credit Cards]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[capital one charity]]></category>
		<category><![CDATA[capital one donations]]></category>
		<category><![CDATA[capital one giving]]></category>
		<category><![CDATA[capital one no hassle giving]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1271</guid>
		<description><![CDATA[Like any other organization that receives money through credit cards, charities must normally pay a portion of their income in the form of credit card fees. While a company may look upon these fees as a normal cost of doing business, a non-profit finds that these charges reduce the amount of money that they can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The CARD Act’s Limitations On Extending Credit To Young Adults</title>
		<link>http://www.cardwisdom.com/blog/the-card-acts-limitations-on-extending-credit-to-young-adults/</link>
		<comments>http://www.cardwisdom.com/blog/the-card-acts-limitations-on-extending-credit-to-young-adults/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 11:27:31 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[card act]]></category>
		<category><![CDATA[card act college students]]></category>
		<category><![CDATA[card act students]]></category>
		<category><![CDATA[students credit cards]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1269</guid>
		<description><![CDATA[Anyone who attended college in the 80s and 90s has almost certainly been the target of credit card marketing on campus. Banks would frequently erect booths near dormitories and at major sporting events. Students would be invited to fill out credit card applications in exchange for t-shirts, duffel bags, or even a chance to win [...]]]></description>
		<wfw:commentRss>http://www.cardwisdom.com/blog/the-card-acts-limitations-on-extending-credit-to-young-adults/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Advantage of Using Cash Back Credit Cards with Fixed Reward Rates</title>
		<link>http://www.cardwisdom.com/blog/the-advantage-of-using-cash-back-credit-cards-with-fixed-reward-rates/</link>
		<comments>http://www.cardwisdom.com/blog/the-advantage-of-using-cash-back-credit-cards-with-fixed-reward-rates/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 17:21:07 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[cash back categories]]></category>
		<category><![CDATA[cash back credit card rates]]></category>
		<category><![CDATA[cash back credit cards]]></category>
		<category><![CDATA[fixed cash back rates]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1266</guid>
		<description><![CDATA[Earning cash back on your regular spending is a fantastic benefit. When credit cardholders try to maximize the amount of money they receive, they have a nearly endless choice of credit cards to apply for. Among these cash back reward credit cards are those that offer fixed reward rates on all spending, as opposed to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How To Encourage Responsible Credit Card Among Use College Students</title>
		<link>http://www.cardwisdom.com/blog/how-to-encourage-responsible-credit-card-among-use-college-students/</link>
		<comments>http://www.cardwisdom.com/blog/how-to-encourage-responsible-credit-card-among-use-college-students/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 12:13:40 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[college credit cards]]></category>
		<category><![CDATA[college student credit cards]]></category>
		<category><![CDATA[responsible credit cards]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1263</guid>
		<description><![CDATA[Busy college students spend their school years learning all manner of subjects, but unfortunately, responsible credit card use is rarely one of them. Too often, Americans who struggle with credit card debt are merely continuing a habit that they began as college students. Therefore, it is vital that college students learn to use credit cards [...]]]></description>
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		<title>How Banks Calculate Credit Card Interest</title>
		<link>http://www.cardwisdom.com/blog/how-banks-calculate-credit-card-interest/</link>
		<comments>http://www.cardwisdom.com/blog/how-banks-calculate-credit-card-interest/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 11:08:53 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1259</guid>
		<description><![CDATA[Credit card users love the convenience and security that these products offer, but they hate paying interest. When cardholders are unable to pay their entire balance in full, interest will inevitably be accrued. While most credit card users will pay interest on the credit cards at some point, few are aware of exactly how that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Using Credit Cards for International Travel</title>
		<link>http://www.cardwisdom.com/blog/using-credit-cards-for-international-travel/</link>
		<comments>http://www.cardwisdom.com/blog/using-credit-cards-for-international-travel/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 11:54:52 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[credit cards international travel]]></category>
		<category><![CDATA[credit cards travel]]></category>
		<category><![CDATA[foreign travel credit cards]]></category>
		<category><![CDATA[travel credit cards]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1255</guid>
		<description><![CDATA[We all take for granted the convenience and security of using our credit cards within the United States. What is less certain is our ability to use our cards when traveling outside the country or overseas. While some novice travelers may have been under the impression that they can use their credit cards in foreign [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don&#8217;t Apply For Airline Credit Cards At the Airport</title>
		<link>http://www.cardwisdom.com/blog/dont-apply-for-airline-credit-cards-at-the-airport/</link>
		<comments>http://www.cardwisdom.com/blog/dont-apply-for-airline-credit-cards-at-the-airport/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 10:48:08 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Airline Credit Cards]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[airline credit card offers]]></category>
		<category><![CDATA[airline credit cards]]></category>
		<category><![CDATA[credit card offers]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1252</guid>
		<description><![CDATA[Walking through most airports, travelers will often find representatives of banks handing out applications for airline credit cards. It is difficult to blame them for this practice, as they are simply choosing the location with the highest concentration of airline passengers. In fact, some airlines have even recruited their in-flight staff to encourage passengers to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Avoid False Credit Card Fraud Alerts</title>
		<link>http://www.cardwisdom.com/blog/how-to-avoid-false-credit-card-fraud-alerts/</link>
		<comments>http://www.cardwisdom.com/blog/how-to-avoid-false-credit-card-fraud-alerts/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 16:44:58 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1248</guid>
		<description><![CDATA[Credit cards are an incredibly convenient method of payment, but only when everything goes according to plan. Banks are constantly looking for ways to avoid losses from credit card fraud, and they occasionally mark legitimate charges as fraudulent. When this happens, customers can have transactions denied and their cards can be invalidated. Because a false [...]]]></description>
		<wfw:commentRss>http://www.cardwisdom.com/blog/how-to-avoid-false-credit-card-fraud-alerts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card Basics:  What Is A Charge Card</title>
		<link>http://www.cardwisdom.com/blog/credit-card-basics-what-is-a-charge-card/</link>
		<comments>http://www.cardwisdom.com/blog/credit-card-basics-what-is-a-charge-card/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 09:44:41 +0000</pubDate>
		<dc:creator>Jason Steele</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[charge card]]></category>
		<category><![CDATA[credit card basics]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[what is a charge card]]></category>

		<guid isPermaLink="false">http://www.cardwisdom.com/blog/?p=1243</guid>
		<description><![CDATA[When you hold one of them in your hand, credit cards, debit cards, and charge cards all appear the same. When you use one of these products to make a purchase, the check out process is nearly identical as well. Just as a debit card is entirely different than a credit card, a charge card [...]]]></description>
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