How Banks Calculate Credit Card Interest

January 15, 2012

Credit card users love the convenience and security that these products offer, but they hate paying interest. When cardholders are unable to pay their entire balance in full, interest will inevitably be accrued. While most credit card users will pay interest on the credit cards at some point, few are aware of exactly how that [...]

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Using Credit Cards for International Travel

January 11, 2012

We all take for granted the convenience and security of using our credit cards within the United States. What is less certain is our ability to use our cards when traveling outside the country or overseas. While some novice travelers may have been under the impression that they can use their credit cards in foreign [...]

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Don’t Apply For Airline Credit Cards At the Airport

January 7, 2012

Walking through most airports, travelers will often find representatives of banks handing out applications for airline credit cards. It is difficult to blame them for this practice, as they are simply choosing the location with the highest concentration of airline passengers. In fact, some airlines have even recruited their in-flight staff to encourage passengers to [...]

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How to Avoid False Credit Card Fraud Alerts

January 3, 2012

Credit cards are an incredibly convenient method of payment, but only when everything goes according to plan. Banks are constantly looking for ways to avoid losses from credit card fraud, and they occasionally mark legitimate charges as fraudulent. When this happens, customers can have transactions denied and their cards can be invalidated. Because a false [...]

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Credit Card Basics: What Is A Charge Card

December 23, 2011

When you hold one of them in your hand, credit cards, debit cards, and charge cards all appear the same. When you use one of these products to make a purchase, the check out process is nearly identical as well. Just as a debit card is entirely different than a credit card, a charge card [...]

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