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CitiŽ Credit Card Offers

Citibank is the nation's third largest issuer of credit cards. Citi's flagship credit card, the Citi Platinum Select, comes with one of the longest advertised 0% interest rate periods available. It offers consumers a 0% Intro APR for 24 months on balance transfers and 12 months on purchases.

Below you can compare current Citi credit card offers and apply online for approval via SSL encrypted, secure applications hosted on their website.

Citi® Diamond Preferred® Card

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

  • Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.

  • Purchase
    Intro APR
    Balance Transfer
    Intro APR
    Regular APR
    0%* for 18 months* 0%* for 18 months* 11.99%-21.99%* (Variable)*

    Apply Now

     
    Purchase
    Intro APR
    Balance Transfer
    Intro APR
    Regular APR
    0%* for 18 months* 0%* for 18 months* 12.99% - 21.99%* (Variable)*

    Apply Now


    Citi® Dividend Platinum Select® Visa® Card

    Apply Now

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
  • Purchase Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0%*
    for 12 months*
    0%*
    for 12 months*
    12.99%-22.99%* (Variable)* $0* Excellent Credit

    Citi ThankYou® Preferred Card

    Apply Now

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Purchase Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0%*
    for 15 months*
    0%*
    for 15 months*
    12.99%-22.99%* (Variable)* $0* Excellent Credit

    Citi® Platinum Select® / AAdvantage® World MasterCard®

    Apply Now

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
  • Purchase Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A** N/A** 13.99% - 21.99%* (Variable)* $95, waived for first 12 months* Excellent Credit

    Citi® Hilton HHonorsTM Visa Signature® Card

    Apply Now

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
  • Purchase Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A** N/A** 14.24% or 16.24%* (Variable)* None* Excellent Credit


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    About Citibank Credit Cards


    Citi credit cards come with a variety of features and benefits so it is important to consider which features will save you the most money or earn you the most money in rewards. For many, a Citi credit card with a 0% APR on balance transfers will provide the greatest benefits. These deals can help you sharply reduce your monthly interest expense for 12, 15 or even 18 months. Plus, you can use the money you would have spent paying interest to pay your credit card debt down faster.

    People looking to save money on new purchases can also benefit from the long introductory periods for purchases available on 0% APR credit cards from Citi. As with balance transfers, Citibank offers some of the longest 0% rates on purchases. If you carry small balances from month to month, a 0% APR on purchases can create modest savings. However, if you are planning on a large purchase, such as a vacation or a large household expense, getting a card with a 0% APR could save you close to $100 for every $1000 you spend, depending on how much your current rate is and how long you need to repay the purchase.

    If you don't carry large balances from month to month, then two key things to consider when evaluating Citi credit cards are long term interest rates and rewards. If you want a bare bones credit card that isn't likely to tack on annual fee in the future, stick with the Citi Platinum card. If you're looking for rewards, especially in the short term, the Citi Thank You Preferred Card is likely your best bet. With its current promotion, you can rack up a lot of Citi Thank You rewards. If you'd prefer a cash back credit card, then the Citi Dividend card is a pretty straightforward 1% cash back card that also offers 5% cash back in certain categories. However, to get the 5% cash back, you have to call or register online every few months, which some may find a hassle.

    Citi Credit Card Reviews

    Citi Dividend Credit Card Review: I used to love the Citi Dividend card. A few years ago, you could earn a full 5% cash back on gas, groceries, and drug store purchases. Today, it offers a standard 1% cash back with 5% cash back in rotating categories. While it is a good card for balance transfers, it is really just an average cash back credit card.

     
     
     

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    *Important Disclaimer: Please see the terms and conditions of the specific credit card application you are applying for to review offer details. All credit card information is presented "as is" and without warranty. Substantial effort is made to insure the accuracy of information on this website, but occasionally, a discrepancy may occur. When you click on the "Apply Online" button, you can review the credit card terms and conditions on the issuing company's website. Discover and other credit card companies are paid advertisers on CardWisdom.com.

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