Credit cards that list good credit needed are generally for people with credit scores of 690 or higher, though some companies may require higher scores and others may accept lower scores. Unfortunately, credit card companies don't divulge the exact credit scores needed for approval and factors such as the amount of debt you have can also play a role in whether or not you gain approval for an offer. If you are unsure of your credit score and want to know if you might be able to qualify for a card for excellent credit, you may want to use a free credit score trial to check your score before applying for a new credit card.
Below you can compare credit cards for applicants with good credit and apply online for approval via SSL encrypted, secure applications hosted on the websites of the issuing banks.
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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%
for 12 months on Purchases*
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0%
for 18 months on Balance Transfers*
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11.99% - 19.99%* (Variable) |
None |
Good |
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- 0% intro APR until September 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until September 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%
until September 2011
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0%
until September 2011
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14.9% (V) |
None |
Good |
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- 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- 0% intro APR on purchases until September 2011
- No foreign transaction fees
- No annual fee
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0% on purchases
until September 2011
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N/A |
16.90% (V) |
None |
Good |
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- 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%*
for 6 Months*
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0%*
for 6 Months*
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10.99% (Variable)* |
None |
Good |
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- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%
for 12 months*
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0%
for 12 months*
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12.99% - 20.99%* (Variable) |
None |
Good |
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%*
for 6 Months*
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0%*
for 12 Months*
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11.99% - 20.99% (Variable)* |
None |
Good |
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- 0% Intro APR for up to 12 months.
- No Annual Fee.
- New Innovative Card Design.
- Blueprint(SM) – free and customizable features
- Help you avoid unnecessary interest
- Pay your balances down faster
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%
for See Terms*
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0%
for 12 or 6 Months*
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13.24%-22.24% Variable* |
None |
Good |
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