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Credit Card Interest Calculator - How Much Will You Spend? |
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The credit card interest calculator was designed to help you estimate how much you will spend in the next year on interest if you only make minimum payments on your credit cards. The results may shock you. $50 a month may not seem like much, but over the course of a year, it adds to be quite a bit. This calculator also shows you how much you can save with a 0% balance transfer, which you may want to do as soon as you hit the calculate button.
This calculator provides a rough estimate. Various factors, including how much more than the minimum you pay every month, can reduce your expenses.
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Below you can compare my top picks for balance transfer credit cards. To view all available offers, please see the balance transfer credit card section of CardWisdom.
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Apply Now
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Purchase Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0%*
for 15 Months*
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0%*
for 15 Months*
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10.99% - 20.99% (Variable)* |
None |
Excellent |
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