Credit Card Search Tool Credit Card Application Tips Credit Card Wisdom Blog Credit Card Rewards Calculator Balance Transfer Calculator More Credit Card Calculators Credit Card Companies

Pre Paid Debit Cards

All prepaid credit cards are not created equal. There are huge differences in the fees and quality of these offers. The best prepaid Visa and prepaid Mastercard offers charge low fees and no inactivity fees and can be used just like a regular credit card.

Editor's Note: I have chosen to list prepaid debit cards because of consumer interest in the subject. I have not tested or reviewed any of these cards and therefore do not recommend any particular offer. Also, be advised that many of these cards carry a number of fees, so please review the terms and conditions of these offers closely.

Below you can compare prepaid credit card offers and apply online for approval via SSL encrypted, secure applications hosted on the websites of the issuing banks.

READYdebit Platinum Visa Prepaid Card

Get Your Premium Benefits:

Exclusive Rewards Program

Free Credit ScoreTracker¹

Easy Mobile Account Access and Text Alerts

Easy Online Bill Payment & Check Writing

Free† Direct Deposit — paycheck, benefits, tax refunds

No Credit Check, No Overdraft Fees or Balance Minimums

Reloadable up to $10,000 Max Balance

Deposit is fully FDIC insured

AccountNow^® Prepaid Visa^® Card

$0 Monthly Fee

No Minimum Balance

No Credit Check. No Overdraft Fee.

Free† Direct Deposit and Online Bill Payment

Use it everywhere Visa Debit Card accepted

Now with Purchase Rewards

Perfect for Occasional Usage

Credit Card Offer Details
Purchase Intro APR	Balance Transfer Intro APR	Regular APR
N/A*	N/A*	N/A*

Apply Now

Credit Card Offer Details
Purchase Intro APR	Balance Transfer Intro APR	Regular APR
N/A*	N/A*	N/A*

Apply Now

Prepaid Visa® Black Diamond RushCard

Apply Now

Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.

Easy Online Bill Pay - pay bills, rent, or write personal checks.

Safer than carrying cash, use everywhere Visa debit cards are accepted.

No overdraft fees.

Conveniently send and receive money to and from family and friends with card to card transfers.

Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Variable Monthly Fees*	No Credit Check

Prepaid Visa® Pink Diamond RushCard

Apply Now

Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.

Choose from multiple fee plan options, and switch for free.

Earn fee rebates for maintaining balance in RushGoals program.

Transfer money to another RushCard member for just $0.99.

Free 24/7 customer service.

Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Variable Monthly Fees*	No Credit Check

PEX Visa® Prepaid Card For Business

Apply Now

Instantly fund employee purchases.

Gain 24/7 control over where and how much employees spend.

Save money - no surprise interest charges or overdraft fees.

Free Trial Period - No Monthly Fee for at least 2 months after you enroll

No transaction fees

No deposit fees

Cards are personalized with the cardholder's name

The funds on deposit are corporate funds - not employee-owned

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$7.50 monthly fee*	No Credit Check

KLS Prepaid Visa® RushCard

Apply Now

Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.

Stay connected - keep track of your money online and on your mobile.

Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC

No overdraft fees

Easy Online Bill Pay - pay bills, rent, or write personal checks.

Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Credit Card Offer Details

Purchase Intro APR	Balance Transfer Intro APR	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Variable Monthly Fees*	No Credit Check

Page 1 | Page 2

Advertising Disclosure: cardwisdom.com is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

*Important Disclaimer: Please see the terms and conditions of the specific credit card application you are applying for to review offer details. All credit card information is presented "as is" and without warranty. Substantial effort is made to insure the accuracy of information on this website, but occasionally, a discrepancy may occur. When you click on the "Apply Online" button, you can review the credit card terms and conditions on the issuing company's website. Discover and other credit card companies are paid advertisers on CardWisdom.com.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.