Credit Card Rewards Calculator

From the Editor: The rewards credit card calculator was designed to help you get an estimate of how much you can earn when you use a rewards card. Simply plug in your spending estimates and set the rewards percentages to those of the card you want. You may be surprised at how much you can earn. (Note: You may want to open the rewards card page in a new window by clicking here so you can enter card details without going back and forth to that page. We are working on improvements to the calculator to avoid this.)

Calculate Your Credit Card Rewards Earnings

Weekly Expenses Yearly Earnings by Category Groceries 0.5% 1% 1.25% 1.5% 2% 5% Gas 0.5% 1% 1.25% 1.5% 2% 5% Drug Stores 0.5% 1% 1.25% 1.5% 2% 5% Restaurants 0.5% 1% 1.25% 1.5% 2% 5% Shopping 0.5% 1% 1.25% 1.5% 2% 5% Everything Else 0.5% 1% 1.25% 1.5% 2% 5% Yearly Expenses Airline 0.5% 1% 1.25% 1.5% 2% 5% Hotels 0.5% 1% 1.25% 1.5% 2% 5% Big Ticket Items 0.5% 1% 1.25% 1.5% 2% 5% You could be earning $0 every year with the right rewards credit card!

Note: The rewards calculator operates on the assumption that one rewards unit is equal to one cent. With a cashback card, this is always true. With points, the value can range from 1/2 of a cent to 1 cent, based on the company and how you use your points. Miles are generally worth 1 cent.